Catastrophe Insurance
Catastrophic health insurance is a high deductible, low premium health insurance policy. This type of plan usually does not pay for regular doctor visits (check ups, etc.) but covers major hospital and medical expenses. People who choose this policy are generally healthy and do not require regular medical attention but want protection in case of emergency.
Most catastrophic health plans cover hospital stays, x-rays, and surgical expenses. Mental health care and maternity care are usually not covered.